Every day thousands of auto accidents occur. If you happen to be one of those unfortunate victims, knowing what to do after the accident can help cut costs, accelerate clean up and repair, and most importantly, help to prevent further injuries.
If you are involved in a minor accident with no injuries, the involved parties should move their vehicles off the road. This allows oncoming traffic to get through without involving them in the accident. In the situation where a vehicle cannot be moved, everyone should remain in the car with their seatbelts fastened until help arrives. Also, warn oncoming traffic by turning on hazard lights and setting out flares if you have them.
After vehicles have been moved to safety, exchange your information with all involved parties. It is important to gather name, address, phone number, vehicle information, insurance company, and policy number.
Use your phone to take photos of the vehicles involved in the accident. Try to get detailed pictures as this will help in the claims process. You will also want to record the exact location where the accident occurred.
Contact Insurance Company
Once you are finished filing any police reports and gathering the necessary information, you should contact your insurance company. Your agent will let you know the next steps to take in the claims process.