Getting hurt on the job is a scary experience. Yet, it’s a risk that South Carolina workers face every day. When hurt on the job, workers have a right to file a workers’ compensation claim. Workers’ compensation is a form of insurance provided at no cost to workers. It can help injured workers with their medical expenses, partial lost wages, and provide a host of other benefits if workers qualify. A workers’ compensation lawyer can be very helpful when it comes to making sure that you get the benefits that you deserve.
Workers’ Compensation Provides Medical Care for Hurt Workers
One of the best-known benefits of workers’ compensation is how it helps provide medical care for workers who are hurt on the job. This includes initial visits, follow-up visits, surgeries, prescriptions, and even hospitalizations. Yet, many workers don’t know that they could be entitled to a second opinion for their workplace injury.
If you’re concerned about the diagnosis or the treatment that your employer’s doctor or their workers’ compensation insurance company recommends, you could be entitled to get a second opinion while you are still receiving benefits. However, there are certain procedures that you must follow. If you don’t, your benefits could be cut off. An experienced workers’ compensation lawyer can help guide you through the system and help you get the second opinion or medical care that you need from a different doctor.
Second Opinion Request Requires Specific Paperwork to Be Completed
According to the South Carolina Workers’ Compensation Commission, you can either talk with the insurance company to request a second opinion or you can complete Form 50 which requests the Workers’ Compensation Commission to decide whether you can get a second opinion.
A workers’ compensation lawyer can help you by ensuring that Form 50 is properly completed. This improves the likelihood that you’ll be granted a second opinion. If you’d like to start by talking with the insurance company to request the second opinion, a workers’ compensation lawyer can talk to the insurance company on your behalf. This is often less stressful for you and also helps you protect your legal rights.
If you file a Form 50, you’ll be required to attend a hearing. You’ll need to present evidence that shows the Commission that you need a second opinion. A workers’ compensation lawyer can help you by gathering the proper evidence that meets the legal standards set by state law. This can help you get the second opinion that you need.
Do Not Refuse Treatment While Waiting on Your Second Opinion
While you’re waiting to receive permission to get a second opinion, continue your treatment with your current doctor. Do not refuse treatment. If you refuse treatment, you could damage your workers’ compensation claim. You could also be denied the second opinion. This includes invasive care such as a surgery. Refusing any sort of treatment can be extremely detrimental to your case. It could also exacerbate your work injury.
Talk to Your Doctor about Your Concerns
You should also talk with the doctoring treating you about your concerns. Just make sure that you do so in a way that is calm and respectful. Ask about a second opinion. Ask about other treatments. Do your research and ask questions so that you understand what’s happening.
Harris & Graves: South Carolina Workers’ Compensation Lawyers
If you’ve been hurt on the job in South Carolina, call Harris & Graves. We are experienced workers’ compensation lawyers. We provide free case consultations. Even if you trust your employer, it’s important to ensure that your legal rights are protected. We can help. Our job is to look out for the best interest of our clients. We’ll work with your employer and their insurance carrier to make sure that you get the medical care and compensation that you deserve for your injuries. If you have questions about workers’ compensation or if you want to make sure that you’re getting the benefits you deserve for your injuries, contact us right away.