For many people, the worst part about being injured through the fault of another isn’t the injury itself. It’s not even the road to recovery. It’s the strong-arm, bullying tactics of insurance companies trying to goad you into signing off on a lowball offer. The pressure is so great that many people just sign on the dotted line, feeling helpless to do anything else. This is the worst thing you can do. Learn why, before you sign anything, you should always talk to a qualified personal injury lawyer to make sure your rights are protected.
The First Discussions
Not long after you are involved in an accident, you’ll likely hear from insurance adjusters seeking to discuss the incident with you. It’s vital during this first contact not to make any mistakes. First, get the name and contact information of the person with whom you’re talking as well as the insurance company they represent.
During the discussion, remain calm and cool, and be polite at all times. Don’t give any details out, however. The only information they need right now is how to contact you. Don’t give the other party’s insurance company any details about the incident (your own carrier is a different story). Above all, never, ever sign off on or agree to their initial offer. Tell them that so long as the investigation is ongoing, you will talk with them at the appropriate time.
Don’t Sign Anything
Many times the insurance company will try to coerce, cajole, trick, or even bully you into giving them details you don’t want to give, or to signing an offer. If you do this, you could cost yourself a lot of compensation moving forward. The initial offer might not even cover your medical bills, let alone your lost wages, pain and suffering, lost potential, lost relationships and other damages that arise.
Talk to a Personal Injury Lawyer
Remember, you are the victim in this personal injury case. Don’t let them make you into anything else. Talk to an attorney. An injury lawyer has the experience to deal with these insurance companies and to counter their common tactics. You have rights, and they’re rights that you need a personal injury lawyer to defend.
Your attorney will be your best friend and ally in the fight to get the compensation you deserve. They will take on the hard parts—the stress and battle—so that you can concentrate on getting well again. Even if you’ve made a mistake earlier in the process, don’t be embarrassed to call a lawyer in to help. In fact, an attorney can help to overcome some mistakes and still make sure you get the compensation you need.
If you’ve been hurt in an accident in South Carolina, or through the actions of another, and are facing hard times with insurance companies, we’re ready to help. Read a bit about our firm and call us today to discuss your case with no obligations.