How to Make a South Carolina Automobile Property Damages Claim Without an Attorney

. You have three property damage insurance claims you can make when your car is in an accident with a careless South Carolina driver:  A liability insurance claim (his policy); A collision insurance claim (your policy);  and A uninsured motorist claim (your policy).  Let’s go in order.   Liability Insurance Claim If the other driver is driving…

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What To Do If You Are In A South Carolina Car Wreck

. Stop your vehicle. Drive the vehicle off the road to the shoulder so it is not endangering other drivers.  Hopefully, nobody is hurt. Call 911 and report the collision.  Try to make sure other drivers approaching the collision site have time to see it and take evasive action. Activate hazard lights in your car. If…

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How to Use Your Smart Phone To Create Powerful Forensic Evidence

. The collision site is now a crime scene. Even if you’re not a policeman, attorney, private investigator, or paralegal, you can still undertake a professional wreck investigation with one simple, everyday tool–the smart phone. Keep your head and use it. This post gives you some examples of how to use a smart phone to gather forensic evidence and…

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Total Loss Property Damages Claims

  How do you figure out the amount of compensation you are owed when a car is classified as a total loss? This blog post will show you how to establish a total loss property damages automobile insurance claim in South Carolina.   First, Determine the Pre-collision Value  of Your Vehicle The first step is…

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Evaluating an Insurance Company’s Salvage Value Offer for your Vehicle

As noted in other blog posts, a monetary offer for the true value your vehicle should be made when it is totaled in a crash. A related offer is always included in this deal–the offer to buy your wrecked vehicle. This post discusses how you should evaluate this offer. Salvage Title First, you need to consider…

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How to Prove the True Vehicle Value in Your Auto Insurance Claim

    The key issue in a property damages dispute is proving value. This post explains how one establishes value in an automobile property damages case.   South Carolina law allows owners to provide testimony as to the value of their own property. This principle is set forth in the S.C.L.R. v. HARRELSON JR. 262 S.C.…

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Total Loss Property Damages Claims

How do you figure out the amount of compensation you are owed when a car is classified as a total loss? This blog post will show you how to establish a total loss property damages automobile insurance claim in South Carolina. Pre-collision Value  Opinions The first step is acquiring expert opinions to prove the true…

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Three Factors that will Declare A Wrecked Vehicle as a Total Loss?

When your car is heavily damaged in a South Carolina motor vehicle collision it sucks. I know this from personal experience.   The automobile insurance company responsible for paying the damages claim will have to make some quick decisions.    This post explains the insurance decision-making thought process in determining whether to declare a vehicle…

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How To Maximize Your S.C. Property Damages Insurance Claim Money

When your car is wrecked but not totaled you can recover the cost to repair the vehicle from the liability insurance company. Everyone knows that. If the damage to your car is significant, you can also get substantial money damages for two other kinds of loss: the loss of use and the loss in value…

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